Auto Coverage

Uninsured/Underinsured Motorist Coverage

THIS IS BIG!!! Not every insurer offers this coverage!!!
On average 25% of drivers have no insurance and another 30% do not have enough insurance. Uninsured/Underinsured Motorist coverage provides liability coverage if an uninsured/underinsured motorist is at fault.

Auto Rental Service

Nationwide offers a network of pre-screened, nationally-known, rental car companies that will provide free pickup and delivery and direct billing to Nationwide while your vehicle is being repaired. Even in an accident at which you are at fault, just sign and drive!

Bodily Injury Coverage

This insurance coverage has policy options that cover medical, legal, and property repair expenses for the injured party, whether it be you, your passengers, or the person you're at fault for injuring.

Business Auto

What would happen if your business vehicle was stolen? What if an employee is injured while driving the company car? Business auto coverage usually includes both comprehensive and liability coverage to protect your vehicle against damages and to protect your business against liability losses.

Collectible Auto

You're on your way to the annual auto show, when someone rear-ends your classic 1957 Chevrolet. Fortunately, you had Hagerty Auto insurance from your Nationwide agent. The Collectible Auto Program has more features customized specifically for collectible car owners than a standard auto policy.

Collision Coverage

Whether it's icy roadways, a blind spot, or an uncontrolled intersection, Collision Coverage pays any amount more than your deductible to restore the damage done to your vehicle to factory new condition in the event of an accident.

Comprehensive Coverage

While Collision Coverage is for accidents on the road, Comprehensive Auto insurance is for everything else that could damage your vehicle: fire, theft, floods, collision with an animal or bird, storms, riots, and earthquakes.

Fault or No-Fault Coverage

Who pays for the damage done to your vehicle? It actually depends. If you live in a no-fault state, your insurance will cover you. If you live in a fault state, the accident-causing party's insurance will cover you. To learn more about your states requirements are and how they affect you, please contact me at any time.

Glass Repair and Replacement

Enjoy convenient mobile response at your home, school, or wherever you are with 24/7 scheduling and a national lifetime warranty for as long as you own or lease a vehicle.

Liability Coverage

You never know when someone might get hurt in an accident. You could stand to lose a lot if you are at fault. Liability Coverage provides protection against financial loss.

Medical Payments Coverage

Under this insurance medical bills and funeral expenses are covered should you, or a passenger, be injured or killed in a vehicle accident. This coverage extends to you or a family member when riding as a passenger in someone else's vehicle or when struck by a vehicle when on foot.

Motor Homes

It's time to get out on the open road. And, now more than ever, you may be likely to choose a home on four wheels rather than on a permanent foundation. It's important to make sure that you and your home have the right protection no matter where you are.

Optional/Add-on Equipment Coverage

For the insurance of enhancements you make to your vehicle, such as a TV screen, a DVD player, or a custom sound system.

Property Damage Coverage

Covers your liability for damaging another person's personal property, such as a fence or home.

Towing Services

24/7 tow, lock out, jump start, flat tire changes, fuel delivery, and roadside winching for snow, mud, and ice. Just sign and drive, with no out-of-pocket payments.
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Contact Information

David Santana Insurance

9355 E. Stockton Blvd.
Suite 165

Elk Grove, CA 95624

Phone: 916-517-9325

Fax: 916-467-4499

CA License # 0I65142